| Skim Rumah Pertamaku (SRP) | Perumahan Rakyat 1Malaysia (PR1MA) | Rumah Mesra Rakyat (RMR1M) | Program Rumah Mampu Milik (RMM) | |
|---|---|---|---|---|
| Property Price | - max. RM220,000 (for single applicants) - max. RM400,000 (for joint-applicants) | RM120,000 - RM300,000 | RM68,000 onwards (depending on location) | RM35,000 onwards (depending on state) |
| Built-up | No restriction | 800-1400sf (3 bed, 2 bath) | 700-866sf (3 bed, 2 bath) | 700sf onwards (3 bed, 2 bath) |
| Income | - Not more than RM3,000 (for single applicants) - Not more than RM6,000 (for joint-applicants) | Household income not more than RM6,000 | Household income not more than RM3,000 | Household income not more than RM2,000 |
| Age | 35 years old or less | 21 years old and above | 18 - 65 years old | 21 - 50 years old |
| Financing | - 100% financing - 10% guaranteed by Cagamas SRP Berhad - loan tenure max. 40 years (not more than 65 years old) | - 105% financing - loan tenure max. 30 years | - 1/3 of loan to be subsidized by government - 2/3 of loan at no interest based on Qadrul-Hassan concept - Monthly installment fixed at RM150 | To be confirmed |
| Others | - First time home buyer - Employees in private sector - Completed or under construction property - Joint-applicants for husband and wife or siblings only | - First time home buyer - Property cannot be sold or transferred to another party within first 10 years - Owner-occupied, subletting is not allowed - Balloting system for eligible applicants - Stamp duty to be waived | - Do not own a house or staying in a worn-out house - Own a piece of land - Married or single parent family | - Do not own a house or owning any residential land - House to be built by Syarikat Perumahan Negara Berhad (SPNB) |
| Unit | N/A | 42,000 units by 2018 | 10,000 units per year | N/A |
| Location | No restriction | Klang Valley and Seremban - Putrajaya - Cyberjaya - Ara Damansara (Petaling) - Bandar Tun Razak (Cheras) - Putra Heights (Subang Jaya) - Bandar Bukit Raja (Klang) - Kota Elmina (Sg Buloh) - Sg Besi (KL) - Elmina East and Elmina West (Shah Alam) - Lagong Mas (Rawang) - Bandar Ainsdale (Seremban) - Seremban Sentral. | Throughout Malaysia | To be confirmed |
| Launch Date | 8 March 2011 | 4 July 2011 | August 2002 - Skim Perumahan Keluarga Nelayan September 2002 - Program Rumah Mesra Rakyat | 29 May 2011 |
Pan Properties is a real estate firm based in the city of Kuala Lumpur, KLCC Malaysia, our core business is the provision of services, which cater specifically to the needs of clients in the selling, purchasing and leasing of property. We handle all sorts of property types – residential, commercial, industrial, land and project marketing. Pan Properties is registered Real Estate Agent E[3]0119 with the Board of Valuers, Appraisers and Estate Agents Malaysia.
Malaysia Affordable Housing Schemes
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