Legal Fees Disbursement Fees Stamp Duties and Other Fees for Mortgage Agreement

What are the chargeable fees involved for signing a mortgage agreement? As we noticed, seem like bankers are no longer offering ZERO MOVING COST financing package for our home loan.

In another words, we have to either pay the legal fees for the housing loan agreement by ourselves or finance it into the loan. Perhaps the invoice issued by a lawyer firm on below may give you some ideas about the charges:

BANKING FACILITY OF RM 263,330.00

(A) FACILITY AGREEMENT

- Stamp duty on Original = RM 1,320.00
- Stamp duty on 3 copies thereof = RM 30.00
- Stamp duty on Letter of Offer = RM 20.00
- Preparation on Letter of Undertaking to Refund = RM 50.00
- Stamp duty on Letter of Undertaking to Refund = RM 10.00
- Preparation on Statutory Declaration = RM 100.00
- Stamp duty on 2 Statutory Declaration = RM 20.00
- Affirmation fee on Statutory Declaration = RM 16.00
- Search fee on Master Title = RM 60.00
- OA search on Borrower(s)/Purchaser(s) = RM 24.00
- OR and CCM search on Developer = RM 80.00
- ELDS fees = RM 150.00
- Miscellaneous disbursement = RM 50.00
- Printing charges = RM 50.00
- Transport, postage, telephone, charges and other incidentals not specifically mentioned herein = RM 250.00
- Legal Fees = RM 2,293.31
- 5% Government Services Tax of Legal Fees = RM 114.66

TOTAL ITEM A = RM 4,637.97

(B) ASSIGNMENT

- Stamp duty on Original and 3 copies thereof = RM 40.00
- Miscellaneous disbursement = RM 50.00
- Legal fees = RM 229.33
- 5% Government Service Tax of Legal Fees = RM 11.46

TOTAL ITEM B = RM 330.79

(C) POWER OF ATTORNEY

- Stamp duty on Original & 3 copies thereof = RM 40.00
- Registration fee on Power of Attorney at High Court = RM 100.00
- Miscellaneous disbursement = RM 50.00
- Legal Fees = RM 229.33
- 5% Government Services Tax of Legal Fees = RM 11.46

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